Our Services
Comprehensive financial solutions for all your banking and business needs
ATM Services
DBNPE, in collaboration with multiple RBI-licensed companies, has established itself as a leading ATM deployer in rural India. Our mission is to provide every citizen with easy access to financial services through our extensive network of ATMs at each DBNPE touchpoint.
Our Purpose
Convenience, Security, and Connectivity for All Our goal is to provide a dependable and extensive ATM network that allows customers to conduct both financial and non-financial transactions effortlessly.
Features
- Convenient: Available 24/7 at every DBNPE service point.
- Secure: Backed by RBI-licensed operators and advanced transaction safety protocols.
- Inclusive: Designed for every citizen, regardless of banking background.
- Sustainable: Built on cost-effective, energy-efficient, and technology-driven models.
Benefits
By partnering with DBNPE, you can significantly reduce operating costs compared to traditional ATM deployments. Here's a comparison:
| Operating Cost | DBNPE | Peers |
|---|---|---|
| Rent Expense | No | Yes |
| Civil Work & Interiors | Yes | Yes |
| Internet Connectivity | Yes | Yes |
| Cash Management Charges | No | Yes |
| ATM Operational Costs | Yes | Yes |
| Security Guard | No | Yes |
This cost-effective model allows you to focus on expanding your services and reaching more customers.
Why Choose DBNPE?
- Extensive Network: Our widespread presence ensures that ATMs are accessible to a large segment of the population, especially in rural areas.
- Comprehensive Services: We offer a wide range of financial and non-financial services, catering to diverse customer needs.
- Cost Efficiency: Our model reduces operational expenses, providing a more sustainable and profitable solution.
Partnering with DBNPE means joining a network committed to enhancing financial inclusion and providing essential services to underserved communities.
Financial Services at DBNPE
DBNPE serves as a comprehensive financial service aggregator across India, offering a diverse range of financial solutions through our extensive network of outlets.
Service Offerings
- Consumer Loans: Coming Soon
- Loan Services: Home & Business Loans & personal loan
- DEMAT Account Opening
- PAN Card Services
- CIBIL Score Services
- Domestic Money Transfer Services: Best Commission in the Market
Features
- Zero Hidden Charges
- Competitive Rates for Instant Money Transfers
- Wide Variety of Loan Products Available
- Seamless Assistance and Support at Every Outlet
A. Home Loans and Loan Against Property
- Available for both formal and informal business segments
- Attractive interest rates with benefits under PMAY for eligible home loan customers
- Minimal documentation required
- Loans offered without income proof or ITR
B. Business Loans
- Loans up to ₹50 lakhs available promptly
- 100% online process
- No collateral required
- Attractive interest rates and processing fees
- Zero foreclosure fees*
- Available for first-time borrowers with no CIBIL record
C. DEMAT Account Opening
- Zero account opening fee
- Low brokerage
- Dedicated relationship manager
- Equity Trading
- Derivative Trading
- Currency Trading
- Commodity Trading
D. PAN Card Service
- Aadhaar-based digital PAN service
- Same-day PAN generation
E. CIBIL Score Services
- Comprehensive and authentic CIBIL score report from TransUnion CIBIL
- Access multiple reports with a one-time payment at the lowest cost
Empower Your Financial Startup with DBNPE's B2B Portal and Comprehensive Financial APIs
At DBNPE, we offer a robust B2B portal that enables entrepreneurs and businesses to launch their own financial and banking startups under our esteemed brand. Our platform provides seamless access to a wide array of banking, lending, and financial services, empowering you to create innovative solutions tailored to your target market.
Our Offerings:
- B2B Portal Access: Gain entry to our comprehensive portal, designed to facilitate the development and management of your financial services startup.
- Financial APIs: Utilize our extensive suite of APIs to integrate essential financial services into your platform, including:
- Banking Services: Offer core banking functionalities such as account management, fund transfers, and transaction history.
- Lending Solutions: Provide loan origination, underwriting, and disbursement services to cater to diverse customer needs.
- Payment Processing: Enable secure and efficient payment gateways for seamless transactions.
Benefits of Partnering with DBNPE:
- Comprehensive Support: Receive end-to-end assistance from onboarding to ongoing operations, ensuring a smooth startup journey.
- Scalability: Our infrastructure supports growth, allowing you to expand your services as your business evolves.
- Compliance Assurance: Stay aligned with industry regulations and standards, mitigating compliance risks.
- Innovation Enablement: Leverage our technology to develop and offer innovative financial products and services.